Not every business, despite the best intentions of the owners, works out. Some of the most successful business people in the world have had a business failure in the past. They, like you have had to handle the stressful situation of paying wages, overheads and creditors, without enough income to do so.
It’s not a matter of fault. The economy can trip you up, as can unpaid customer accounts or even getting into arrears with HMRC.
Sell the business and let us deal with the situation, which means no liquidation fees to pay and the end to any stress.